If a stranger accidentally brushed against you, would you check your purse or pocket to make sure your wallet was still there? Would you know if you were pickpocketed?
Just when you think you’ve taken every precaution possible to protect yourself from identity theft, something nastier happens. With cutting edge technology, we can do amazing things. However, criminals also use technological tricks to steal from you blindly. You consciously watch what you do when you go to an ATM and try to be mindful of how you use your credit card online, through your mobile devices, or over the phone. Still, the criminals manage to stay one step ahead of you in the high tech game. Did you know that within seconds, someone could steal your debit or credit card identity without touching your wallet or purse? How do they do this? Through a method called radio frequency identification technology, or RFID. Never heard of it? Well here is how it works.
Radio frequency identification technology is designed to make it easier and faster to pay for a purchase. This technology does not require swiping a card, as all you need is a swipe of your credit or debit card in front of a scanner. An electronic pickpocket or high-tech hijackers use a notepad-like scanner that could retrieve your personal information from inches away from you. It is even possible for a pickpocket using a laptop computer with an antenna to quickly retrieve digital information from your wallet. All they would need is your credit card number, the expiration date, and in some cases, they might even get your name back. That’s it!
So how do you equip yourself to be ready to strike back? Cards containing RFID chips will have a frequency icon on the back. But don’t take any risks even if there aren’t any on the back of your card. Do your research to find tactical ways to combat these electronic baddies. While nothing is foolproof, here are some tips that advocates against this type of sophisticated electronic identity theft recommend to outsmart these vile demons.
1. Use a protective cover or pad designed to slide over your credit or debit card. Check with your card issuer to see if they offer these sleeves.
2. If you have two cards in your wallet that contain RFID chips, it is less likely that the scanner can read them. Multiple information could interfere with the scanning process and the information on the card could cancel itself out.
3. Use materials that will counteract radio frequencies. Experts recommend that a thin metallized nylon found in RFID shielding wallets might work. In some cases, however, these wallets can be expensive. It is best to do your research on these first for cost effectiveness and efficiency.
4. Put a small piece of foil in your wallet to prevent the scanner from reading your card.
5. Passports are also covered. Having a secure pocket designed to block RFID electronic pickpocketing and protect your valuable information is also a good idea.
Bringing attention to this topic isn’t meant to make consumers more paranoid than they already are about high-tech hacking. This creates greater awareness of RFID and how it is used to invade, skim, and steal personal information from unsuspecting victims. Abusing RFID is one of the latest crimes that creates privacy and security risks. Although the manufacturers and those who issue RFID technology cards insist that these cards are encrypted and safe, you still need to arm yourself with the knowledge and tools to combat these high-tech bandits destined to surrender to you. miserable life.
Source by Kym Gordon Moore